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| Earning your trust is our highest priority . Our consistently
high ratings are a direct reflection of the care with which we
manage our business. Our insurance companies have
received high ratings from the industry's most respected ratings agencies.
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| | A.M. Best | Moody's | Fitch | Standard & Poor's | | Transamerica Life Insurance Company | A+ | Aa3 | AA+ | AA | | Transamerica Financial Life Insurance Company | A+ | Aa3 | AA+ | AA | | Transamerica Occidental Life Insurance Company | A+ | Aa3 | AA+ | AA | | Life Investors Insurance Company of America | A+ | Aa3 | AA+ | AA | | Merrill Lynch Life Insurance Company | A+ | Aa3 | AA+ | AA- | | ML Life Insurance Company of New York | A+ | Aa3 | AA+ | AA- | | Monumental Life Insurance Company | A+ | Aa3 | AA+ | AA | | Stonebridge Casualty Insurance Company | A- | | | | | Stonebridge Life Insurance Company | A+ | Aa3 | AA+ | AA | | Western Reserve Life Assurance Co . of Ohio | A+ | Aa3 | AA+ | AA | | Transamerica Life Canada | A- | | AA+ | BBB | | Seguros Argos, S.A. de C.V . | | | | |
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|  | | The Insurance Marketplace Standards Association (IMSA) is a voluntary organization created by life insurers
to promote ethical conduct in the sale of individually sold life insurance, annuities and long-term care insurance
products. Acceptance into this program is evidence of our commitment to customer satisfaction and a strong
endorsement of our companies' ethical market practices.
IMSA member companies include: Life Investors Insurance Company of America; Transamerica Life Insurance
Company; Transamerica Financial Life Insurance Company; Transamerica Occidental Life Insurance Company;
Monumental Life Insurance Company; Stonebridge Life Insurance Company; Western Reserve Life Assurance Co. of Ohio.
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HOME OFFICE: 4333 Edgewood Road NE Cedar Rapids, IA 52499 (319) 355-8511
| Transamerica Life Insurance Company
| - $55 billion of insurance in force as of December 31, 2007.
- Licensed in all states (except New York) and the District of Columbia.
- Providing insurance products since 1961.
- State of Domicile Iowa; NAIC Number 86231.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $73,509
| $73,930
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| Liabilities
| $70,703
| $71,084
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| Shareholders' Equity(3)
| $2,806
| $2,846
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 4 Manhattanville Road Purchase, NY 10577 (914) 697-8000
| Transamerica Financial Life Insurance Company
| - $293 billion of insurance in force as of December 31, 2007.
- Licensed in all states and the District of Columbia.
- Providing insurance products since 1947.
- State of Domicile New York; NAIC Number 70688.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $17,772
| $16,803
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| Liabilities
| $16,857
| $15,824
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| Shareholders' Equity(3)
| $915
| $979
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 4333 Edgewood Road NE Cedar Rapids, IA 52499 (319) 355-8511
| Transamerica Occidental Life Insurance Company
| - $940 billion of insurance in force as of December 31, 2007.
- Licensed in all states (except New York) and the District of Columbia.
- Providing insurance products since 1906.
- State of Domicile Iowa; NAIC Number 67121.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $31,012
| $30,344
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| Liabilities
| $26,865
| $26,918
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| Shareholders' Equity(3)
| $4,147
| $3,426
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 4333 Edgewood Rd NE Cedar Rapids, IA 52499 (319) 355-8511
| Life Investors Insurance Company of America
| - Effective July 1, 2006 Academy Life Insurance Company merged with Life Investors Insurance Company of America.
- $58 billion of insurance in force as of December 31, 2007.
- Licensed in all states (except New York) and the District of Columbia.
- State of Domicile Iowa; NAIC Number 64130.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $10,028
| $10,306
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| Liabilities
| $9,425
| $9,564
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| Shareholders' Equity(3)
| $603
| $742
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 425 West Capital Avenue, Ste 1800 Little Rock, AR 72201
ADMIN OFFICE: 4333 Edgewood Rd NE Cedar Rapids, IA 52499 (319) 355-8511
| Merrill Lynch Life Insurance Company
| - Acquired on December 28, 2007.
- $9 billion of insurance in force as of December 31, 2007.
- Licensed in all states (except New York) and the District of Columbia.
- State of Domicile Arkansas; NAIC Number 79022.
- View SEC filings:
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $13,911
| $14,297
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| Liabilities
| $13,534
| $13,868
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| Shareholders' Equity(3)
| $377
| $429
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA-
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HOME OFFICE: 4 Manhattanville Road Purchase, NY 10577
ADMIN OFFICE: 4333 Edgewood Rd NE Cedar Rapids, IA 52499 (319) 355-8511
| ML Life Insurance Company of New York
| - Acquired on December 28, 2007.
- $563 million of insurance in force as of December 31, 2007.
- Licensed in Connecticut, Deleware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island and Vermont.
- State of Domicile New York; NAIC Number 82848.
- View SEC filings:
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $1,169
| $1,219
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| Liabilities
| $1,092
| $1,162
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| Shareholders' Equity(3)
| $77
| $57
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA-
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HOME OFFICE: 4333 Edgewood Rd NE Cedar Rapids, IA 52499 (319) 355-8511
ADMIN OFFICE: 2 East Chase Street Baltimore, MD 21202 (410) 685-2900
| Monumental Life Insurance Company
| - Effective October 1, 2007 Peoples Benefit Life Insurance Company merged with Monumental Life Insurance Company.
- Effective April 1, 2007 Monumental Life Insurance Company changed its statutory office state from Maryland to Iowa.
- $79 billion of insurance in force as of December 31, 2007.
- Licensed in all states (except New York) and the District of Columbia.
- Providing insurance products since 1858.
- State of Domicile Iowa; NAIC Number 66281.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $37,935
| $34,879
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| Liabilities
| $36,771
| $33,350
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| Shareholders' Equity(3)
| $1,164
| $1,529
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 100 South Third Street Columbus, OH 43215
ADMIN OFFICE: 520 Park Avenue Baltimore, MD 21201 (410) 685-5500
| Stonebridge Casualty Insurance Company
| - Licensed in all states and the District of Columbia.
- State of Domicile Ohio; NAIC Number 10952.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $290
| $293
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| Liabilities
| $170
| $189
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| Shareholders' Equity(3)
| $120
| $104
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| | RATINGS: (1) | | | | Top |
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HOME OFFICE: 56 1/2 Merchants Road Rutland, VT 05702
ADMIN OFFICE: 2700 West Plano Parkway-3C Plano, TX 75075 (972) 881-6000
| Stonebridge Life Insurance Company
| - Effective July 1, 2007 Veterans Life Insurance Company merged with
Stonebridge Life Insurance Company.
- $11 billion of insurance in force as of December 31, 2007.
- Licensed in all states and the District of Columbia.
- Providing insurance products since 1900.
- State of Domicile Vermont; NAIC Number 65021.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $2,206
| $2,173
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| Liabilities
| $1,945
| $1,975
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| Shareholders' Equity(3)
| $261
| $198
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 366 E. Broad Street Columbus, OH 43215
ADMIN OFFICE: 570 Carillon Parkway St. Petersburg, FL 33716 (727) 299-1800
| Western Reserve Life Assurance Co. of Ohio
| - $118 billion of insurance in force as of December 31, 2007.
- Licensed in all states (except New York) and the District of Columbia.
- Providing insurance products since 1979.
- State of Domicile Ohio; NAIC Number 91413.
| | FINANCIALS: ($ US Millions) | | 2007
| 2006
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| Assets(2)
| $11,769
| $11,529
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| Liabilities
| $11,273
| $11,056
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| Shareholders' Equity(3)
| $496
| $473
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| | RATINGS: (1) | | - A.M. Best: A+
- Moody's: Aa3
- Fitch: AA+
- Standard & Poor's: AA
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HOME OFFICE: 5000 Yonge Street Toronto, Ontario, Canada M2N-7J8 (416) 883-5000
| Transamerica Life Canada
| - Transamerica Life Canada is not licensed to
conduct business in any state in the U.S., the
District of Columbia, or U.S. territories.
| | FINANCIALS: ($ CAD Millions) | | 2007
| 2006
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| Assets(4)
| $10,856
| $10,388
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| Liabilities
| $9,892
| $9,167
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| Shareholders' Equity(3)
| $964
| $1,221
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| | RATINGS: (1) | | - A.M. Best: A-
- Fitch: AA+
- Standard & Poor's: BBB
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HOME OFFICE: Insurgentes 1685-2 Col. Guadalupe Inn C.P. 01020 (+5255 1500 1600)
| Seguros Argos, S.A. de C.V.
| - Effective October 2006, AEGON acquired 49% of Seguros Argos.
- 1,000,000 policies in force as of December 31, 2007.
- 2,155 million in issued premiums from January to December 2007.
- Licensed in all Mexican states.
- Not licensed to conduct business in any state in the U.S., the
District of Columbia, or U.S. territories.
- Founded in 2002.
| | FINANCIALS: ($ Mexican pesos - thousands) | | 2007
| 2006
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| Assets(2)
| $1,001,257
| $747,922
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| Liabilities
| $818,996
| $577,718
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| Shareholders' Equity(3)
| $182,261
| $170,207
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